Why Buy Boat Insurance?

Regardless of the type of boat you own be it a rowing boat, a speedboat or a yacht, it’s sensible to buy boat insurance to secure it. Whether it be because it is a retirement investment or purely because of the many hours you’ve invested into it, the potential cost implications (which can be fundamental) or indeed simply the thought of damage to a cherished vessel can be very burdensome. Thus as a result purchasing a boat insurance policy with Mercia Marine gives you ultimate peace of mind.

Sunken boat engine

The preferred ‘peace of mind’ is of course to purchase fully comprehensive cover as this will cover not only any damage you to others property but also any damage to your own, no matter who’s fault. This therefore also covers you for theft should the worst happen, don’t be sceptical, this happens more often than you may think! Whilst inevitably fully comprehensive policies are more expensive than third party only, because you are purchasing insurance protection for two vessels instead of one in the event of a claim, this additional cost is offset by no claims bonus (Mercia Marine provide up to 30% no claims discount for six years without a claim, whereas most insurers only provide a 25% maximum) which can also itself be protected by purchasing no claims protection.

Purchasing a quality boat insurance product from Mercia Marine covers you for virtually any eventuality, regardless of circumstance. Whilst we only supply good quality insurance products underwritten by Lloyd's of London we are confident our products are highly competitive whilst also not leaving any nasty surprises in the small print.

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Quick facts
  • Rapid quotes
  • No claims discount up to 30%
  • Protected no claims discount
  • Specialist claims service
  • UK only staff
  • Quality policies only ever from well known and respected companies

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