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- Hank
- A ring or snap, made of steel or strong plastic that is attached to the luff of a jib/ sail (e.g. gaff or stay sail) which attaches to the fore stay.
- Held Covered
- Held covered is an initial acceptance of risk which is yet to be formally commenced. Coverage is very often based upon certain operating conditions which are documented by the insurer.
- Helm
- A vessels steering mechanism, such as tiller or steering gear.
- Horsepower
- Horsepower is the maker specified potential output of a boat engine. 1 horsepower is normally equal to 745 watts. Horsepower does in some instances affect boat insurance quotations as risk of an incident can be greater with boats of greater horsepower.
- Hull
- The main body of a boat, between the deck and bottom of the keel. For boat insurance purposes ‘hull value’ normally refers to both the hull and body of the vessel.
- Hull Value
- The value of your hull (excluding all mast, sails, rigging etc) In the case of a new purchase however your hull value can be considered equal to the total purchase price – check with us if in doubt prior to paying for your policy.
