Welcome to our Boat Insurance glossary, select a letter to navigate to our list of available definitions;
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Boat Insurance Definitions beginning with - 'B'
Barratry
- A barratry is an event carried out by the boat insurance policy owner or some other member of a boats crew that is firstly illegal (i.e. in breach of the governing law) and secondly that causes loss and/ or damage to the insured vessel or another third party vessel (or either's cargo).
Beam
- The width of a vessel across its widest section.
Bilge Pump
- A boat's bilge pump is a water pump that is used to remove water from the bilge (the lowest compartment on a boat where water collects). Since fuel can sometimes collect in the bilge, electric bilge pumps are carefully designed to not create sparks.
For boat insurance purposes float switches which turn on the pump when the bilge fills to a set level can be advantageous (particularly if mooring on swing-type moorings).
Bind
- A boat insurance bind is the agreement by a client to accept a boat insurance quotation (commenced in an online purchase through payment processing success!) The bind is the agreement of all boat insurance terms and conditions and an agreed policy start date.
Boat Insurance
- Boat Insurance is what we do! Boat Insurance is the protection against loss or damage to your vessel, its passengers and/or its moorings (for full details and terms and conditions see our policy documentation section)!
Boat Safety Scheme
- First commissioned in 1997 the boat safety scheme was started by the UK government agencies to promote the safety of installations and components on boat using the UK inland waterways. At that time this standard set of safety standards became a mandatory requirement for those wishing to obtain an inland waterways licence.
Buoy Moorings
- Buoy Moorings (also more commonly known as Swing Moorings) are a type of mooring that requires a circular area in which to moor. The key advantage of buoy moorings is that they allow a greater number of vessels to moor in a given area. Typically suited to vessels over five meters, these types of mooring are mostly found on rivers, lakes and harbours. Their size and scale can vary according to the vessel length/ beam they are intended for and they can be produced from a variety of materials such as aluminium, steel and plastic.
NB: For boat insurance purposes, any boat using this type of mooring that also has an auto-bilge pump fitted will get a reduced boat insurance quote!)
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