Avoiding Boat Insurance Claims!

Knowing key elements about boating safely helps keep not just you but also your friends and family safe. Not only that, it also avoids the wasted time, stress and money having to make boat insurance claims! We hope you find these tips useful...

Don’t take the risk… wear a life jacket, make sure those around you wear jackets too and make sure they’re designed to cater for your boating activity. Always check the weather forecast before setting sail. It goes without saying, avoid rough seas! Always notify someone of your intended journey, don’t travel alone (ideally always travel with at least one other experienced sailor). It applies to waterways as well as the roads. Never drink and drive! This may well invalidate your claim and result in subsequent prosecution. Don’t speed, take care when turning or heading into the sun and keep an eye out for objects in the water ahead. Fit an auto-bilge as a failsafe in case of hull flooding. Keep fire extinguishers, first aid kits and warning or distress equipment in good working order. Use professional built and maintained moorings. Never moor on beaches. Never use swing moorings without an auto-bilge. Carry out boat safety checks in a timely manner and attend a boat safety course yourself. Avoid capsizing! Don’t overload the vessel past the manufacturers recommended weight and speed limits. Evenly distribute weight (fixtures, any cargo and passengers alike!) Don’t let anyone sit in areas not designed for seating.

NB: This list is not comprehensive, it is provided with best & fully honest intent only. If in doubt please seek expert advice or guidance.

Reviewed: 22/01/2012

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